Lumpsum Calculator

A lumpsum investment is a one-time amount invested in a mutual fund, as opposed to spreading it out via SIP. This calculator projects the future value of that amount using compound growth — your money grows at the expected annual rate, compounding every year until the end of the tenure.

Lumpsum investing tends to suit money that is already sitting idle (a bonus, maturity proceeds, or inheritance) and works best when you have a longer time horizon to ride out short-term market swings, since the entire amount is exposed to the market from day one.

For example, a ₹5L lumpsum at an assumed 12% annual return grows to roughly ₹15.5L over 10 years — more than triples — purely from compounding, with no further contributions required.