Other Financial Services
Every financial product your family needs — all under one roofBeyond the core services, PlusFinance covers the full spectrum of financial products — from safe fixed-income instruments to government schemes and insurance — so you never need to go elsewhere.
Products We Advise On
Fixed Deposits
Best FD rates across banks and NBFCs — we help you ladder deposits for optimal liquidity and returns.
Bonds & NCDs
Government bonds, RBI floating rate bonds, corporate NCDs, and Sovereign Gold Bonds for stable income.
Vehicle Insurance
Comprehensive and third-party cover for cars and two-wheelers at the most competitive premiums.
Sukanya Samriddhi Yojana
Government-backed savings scheme for your daughter's future — high interest, full tax exemption.
National Pension System (NPS)
Long-term retirement savings with market-linked growth and an extra ₹50,000 deduction under 80CCD(1B).
PPF & EPF Advisory
Maximise your Public Provident Fund and EPF contributions as part of a holistic tax planning strategy.
Our Approach
A clear, repeatable process — so you always know what happens next and why.
- 01
Need Assessment
We understand whether you need liquidity, safety, growth, or tax saving — and match the right product.
- 02
Product Comparison
We compare across issuers, interest rates, and terms to get you the best deal available.
- 03
Documentation
We handle the paperwork — account opening, KYC, nominations, and online setup.
- 04
Integration
Every product is integrated into your overall financial plan — nothing works in isolation.
- 05
Annual Review
We revisit your fixed-income and insurance portfolio every year to ensure it still fits your needs.
A Worked Example
Figures are illustrative, based on typical scenarios. Your numbers will differ.
₹1.5L invested every year in NPS for the additional 80CCD(1B) deduction alone saves roughly ₹31,200 in tax for someone in the 30% bracket — on top of whatever they've already claimed under the ₹1.5L 80C limit. Over 20 years at a moderate 9% blended NPS return, that same annual investment also grows to a corpus of roughly ₹75-80L, split between an annuity and a lump-sum withdrawal at retirement.
For Sukanya Samriddhi Yojana: a parent depositing ₹1.5L/year from a daughter's birth until she turns 15 (₹22.5L total invested) typically sees the account grow to ₹65-70L by the time she is 21, at the current SSY interest rate — entirely tax-free on both interest and maturity. We help clients ladder this alongside their own 80C usage rather than double-counting the same limit.
Questions, answered.
What is better for tax saving — PPF or ELSS?
How does the National Pension System (NPS) tax benefit work?
What is Sukanya Samriddhi Yojana and who is eligible?
Learn before you decide.
Get expert other financial services advice.
Book a free consultation with Yatri Bhatt and get clarity on your other financial services needs.