PlusFinance

Mutual Funds

Systematic, goal-based investing for long-term wealth creation

Mutual funds are one of the most powerful tools for wealth creation. Whether you're starting a SIP at ₹500 or investing a lump sum, we help you build the right portfolio for your goals.

Fund Categories

Equity Funds

Large cap, mid cap, flexi cap — for long-term wealth creation over 5+ years.

Debt Funds

Stable, tax-efficient returns — better than FDs for investors in the 30% bracket.

Hybrid Funds

Balanced allocation between equity and debt for moderate risk takers.

ELSS (Tax Saving)

Save ₹1.5L under 80C while building equity wealth with just a 3-year lock-in.

Index Funds & ETFs

Low-cost passive investing tracking Nifty 50, Sensex, and other indices.

International Funds

Diversify beyond India with exposure to US, global, and thematic funds.

Our Investment Process

01

Goal Mapping

Every rupee invested is linked to a specific goal with a timeline.

02

Risk Profiling

We assess your capacity and willingness to take risk — honestly.

03

Portfolio Design

We select the right mix of funds across categories and AMCs.

04

SIP Setup

We make investing automatic — systematic and effortless.

05

Annual Review

We rebalance your portfolio to stay aligned with your goals and market changes.

What We Don't Do

The financial industry is rife with malpractices that hurt clients. Here's our pledge — the things we will never do to you.

Churn Portfolio for Commissions

Frequent switching between funds generates trail commissions for distributors but destroys your wealth through exit loads and tax drag. We never do this.

Push Regular Plans Over Direct

If you can manage your own investments, we'll tell you honestly. We explain the expense ratio difference between regular and direct plans upfront.

Recommend NFOs Blindly

New Fund Offers are heavily marketed but have no track record. We never push an NFO just because it's being promoted by an AMC.

Over-Diversify Your Portfolio

Owning 15 funds is not diversification — it's diworsification. We keep your portfolio focused and purposeful.

Hide Expense Ratios & Exit Loads

Every cost eats into your returns. We disclose all charges transparently so you know exactly what you're paying.

Promise Guaranteed Returns

Mutual funds are subject to market risk. Anyone promising "guaranteed 15% returns" in equity funds is lying. We don't make promises we can't keep.

Get Expert Mutual Funds Advice

Book a free consultation with Akshay Bhatt and get clarity on your mutual funds needs.