Plans We Advise On
Individual Plans
Comprehensive cover for a single individual — ideal for young professionals.
Family Floater
One policy covering the whole family with shared sum insured.
Senior Citizen Plans
Specialised policies for parents aged 60+ with pre-existing condition cover.
Critical Illness
Lump-sum payout on diagnosis of cancer, heart attack, stroke and more.
Super Top-Up
Affordable way to increase your coverage beyond the base policy limit.
Group Health Cover
Employer supplements and group plan advisory for businesses.
Why Get Advised?
Right Coverage
We match your family size, city, and health history to the right sum insured.
Network Hospitals
We check cashless hospital networks in your area before recommending.
Claim Support
We guide you through every step if you ever need to make a claim.
Annual Review
We review your cover as your family grows and healthcare costs rise.
Portability
Switching insurers? We ensure you carry forward your waiting period credits.
What We Don't Do
The financial industry is rife with malpractices that hurt clients. Here's our pledge — the things we will never do to you.
Push High-Premium Plans
We never recommend an expensive policy just because it earns us a higher commission. Your coverage need drives the recommendation.
Hide Waiting Period Clauses
We walk you through every waiting period — pre-existing diseases, maternity, specific illnesses — before you sign.
Recommend Inadequate Cover
We never suggest a ₹3L policy when your city's hospital costs demand ₹10L+. Underinsurance is a silent disaster.
Ignore Pre-Existing Conditions
We ensure full and accurate disclosure upfront so your claims are never rejected on technicalities.
Disappear After Issuance
Many agents vanish after the policy is issued. We stay — for renewals, claims, and annual reviews.
Mis-sell Top-Ups as Standalone
A super top-up without a base policy is incomplete. We always explain what you're buying and what you're not.
Get Expert Health Insurance Advice
Book a free consultation with Akshay Bhatt and get clarity on your health insurance needs.