How This Works
Education costs in India have historically risen faster than general inflation. This calculator projects what a course costing a certain amount today will cost by the time your child reaches that stage, using an education-specific inflation rate, and nets off the future value of any savings you already have earmarked for it.
The result includes the exact monthly SIP required to close the remaining gap between your current savings and the projected future cost.
Frequently Asked Questions
Why is education inflation higher than general inflation?
Costs like tuition, especially for professional and international courses, have historically risen faster than general consumer prices in India, which is why this calculator lets you set a separate, typically higher, inflation rate for education.
How early should I start planning for my child’s education?
As early as possible — the longer the time horizon, the smaller the monthly SIP needed to reach the same future cost, since more time allows more compounding.
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