Goal planning calculator

Child Education

Plan for a future education expense. Adjust the sliders or type exact values — results update instantly.

Your inputs

Cost today

Child's current age

Age when course starts

Education inflation

Expected return rate

Current savings

Future cost of education

₹67,99,059

≈ ₹67.99 L

Current savings value at goal₹0
Additional savings required₹67,99,059

Additional saving required: ₹67,99,059
Achievable by a monthly SIP of: ₹18,086

Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. PlusFinance distributes mutual funds as an AMFI-registered distributor (ARN-325664); figures shown on this site are illustrative and not a promise of returns. The return rate in this calculator is your own assumption, not a forecast.

How it works

How the Child Education calculator works

Education costs in India have historically risen faster than general inflation. This calculator projects what a course costing a certain amount today will cost by the time your child reaches that stage, using an education-specific inflation rate, and nets off the future value of any savings you already have earmarked for it.

The result includes the exact monthly SIP required to close the remaining gap between your current savings and the projected future cost.

FAQ

Frequently asked questions

Why is education inflation higher than general inflation?

Costs like tuition, especially for professional and international courses, have historically risen faster than general consumer prices in India, which is why this calculator lets you set a separate, typically higher, inflation rate for education.

How early should I start planning for my child’s education?

As early as possible — the longer the time horizon, the smaller the monthly SIP needed to reach the same future cost, since more time allows more compounding.

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